public System.Xml.XmlElement saveSettings()
{
SettingsTemplate sets = createSettingsObject();
XmlSerializer serializer = new XmlSerializer(typeof(SettingsTemplate));
StringWriter sw = new StringWriter();
serializer.Serialize(sw, sets);
XmlDocument xDoc = new XmlDocument();
xDoc.LoadXml(sw.ToString());
return xDoc.DocumentElement;
}