private XmlDocument CreateAttributesXml(){
StringBuilder builder = new StringBuilder();
builder.Append("<?xml version=\"1.0\" encoding=\"UTF-8\"?>");
builder.Append("<disbursement>");
builder.Append("<id>123456</id>");
builder.Append("<transaction-ids type=\"array\">");
builder.Append("<item>sub_merchant_transaction</item>");
builder.Append("</transaction-ids>");
builder.Append("<success type=\"boolean\">false</success>");
builder.Append("<retry type=\"boolean\">false</retry>");
builder.Append("<merchant-account>");
builder.Append("<id>sandbox_sub_merchant_account</id>");
builder.Append("<currency-iso-code>usd</currency-iso-code>");
builder.Append("<sub-merchant-account type=\"boolean\">false</sub-merchant-account>");
builder.Append("<status>active</status>");
builder.Append("</merchant-account>");
builder.Append("<amount>100.00</amount>");
builder.Append("<disbursement-date type=\"date\">2014-02-10</disbursement-date>");
builder.Append("<exception-message>bank_rejected</exception-message>");
builder.Append("<follow-up-action>update_funding_information</follow-up-action>");
builder.Append("</disbursement>");
XmlDocument doc = new XmlDocument();
doc.LoadXml(builder.ToString());
return doc;
}